Finding a mortgage that's right for you should be easy. But there are many programs to choose from and many ways to structure a loan. Different loan programs will offer benefits that appeal to borrowers at different stages of life.
Before you begin, ask yourself these important questions:
In the end, be sure you are given a complete picture of exactly how much your mortgage will cost you over the period of time you anticipate having the loan in place. This is the single most important factor you should consider when shopping for a mortgage. Not only does this data illustrate the bigger picture of your financial goals, it allows for adjustments should things change a little sooner than expected. A good time frame for this projection is anywhere from three, five or even up to seven years.
When shopping for a mortgage, you should always evaluate your choices carefully and consider how they will fit in with your long-term financial plan.
To consider a loan application, all lenders need personal information to verify employment for you and your co-borrower (if there is one). Information regarding debts and assets also is required.
Expedite the paperwork process. Gather the following items:
This way you’ll be prepared once you decide which loan is right for you.
Standard Mortgage was incorporated in 1925 and acquired by the Bright Family in 1964. Since then, Standard Mortgage has grown from a single office in New Orleans to a company with multiple mortgage offices located throughout the South. At Standard Mortgage, we originate and service mortgage loans secured by single family properties. We have established relationships with credible investors including Fannie Mae, Freddie Mac, FHA, and several other capital sources. ...
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Standard Mortgage
- NMLS: 44912
701 Poydras Street
Suite 300 Plaza
New Orleans, Louisiana 70139
Phone: (800) 826-5801
Email: info@stanmor.com
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Standard Mortgage Corporation (NMLS #44912), an Equal Housing Lender is chartered, licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Mississippi #44912, North Carolina #l-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900 and Texas #108900. This email is neither an offer nor commitment to extend credit and is for informational purposes only. Any offer is subject to change without notice. Any application for credit must be approved based on current underwriting policies. For more information about Standard Mortgage visit our website at: www.stanmor.com